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Bacs Payment System statistics

The Bacs annual processing statistics 2021 show use of Direct Debit and Bacs Direct Credit. The statistics show volume by industry sector and sub-sector. It provides specific data for each sub sector giving an overview of the behaviour of the UK population when it comes to the day-to-day financial habits. The extra detail offers your organisation an insight into the usage and trends of both Direct Debit and Bacs Direct Credit for your specific sector.

All payment figures are 000,s

Credit card fees 4,616
​Business rates 6,220
​​Leasing and rentals ​10,538
​Tax collection / National Insurance contributions 13,361
​Commercial billing (inc. utilities, telephones, insurance) ​21,310
General B2B collections 35,276
​TOTAL ​91,321
​Environmental Agency fees (inc. fishing licenses) 105
​Education fees ​6,111
​Club / society / professional membership 11,387
​Magazine / newspaper subscriptions ​14,196
​​Cultural / historical membership​ ​15,674
​​Vehicle breakdown recovery membership ​​18,014
​Opticians subscriptions ​​16,258
​​General subscriptions​​ ​33,947
​Gym / health club subscriptions 40,741
​Trade unions / political party membership ​40,972
​Lottery / gaming ​71,120
​Charity donations 108,973
Road tax ​124,806
​TOTAL ​502,304
​Housing rents 9,100
​Loan repayments ​29,278
​Mortgage repayments 66,230
​Television licenses ​150,248
​Water bills ​169,123
​Subscription TV / broadband services / cable phones 191,727
​​Council tax 218,458
​Domestic fuels 292,147
​Mobile telephone billing 589,795
TOTAL 1,716,106
​Motor insurance ​16,587
​Household insurance (contents and structure) 23,417
​Pet insurance 41,588
​Health insurance 69,009
​Appliance insurance (inc. service plans) 139,010
​​Life insurance 178,675
General insurance 368,448
​TOTAL 836,734
Claims for unpaid cheques 0
​Self storage 423
​​Car care ​574
​Facilities management ​1,148
​​​Student loan repayments ​1,381
​Occupational pension contributions 2,327
​Regular savings ​4,464
​Vehicle finance 25,110
​Unpaid debits ​80,916
​Card account payments ​134,385
​General financial services payments 274,759
​Retail purchases ​391,236
Unspecificed / un​classified debits ​​538,378
TOTAL 1,445,167
Contra​ 10,930
TOTAL 10,930
​Retailer settlements 31,569
General B2B payments ​123,496
​TOTAL ​155,065
​Expenses 3,764
​Occupational pensions 88,639
​Payroll 354,597
​TOTAL ​446,999
​Credit card refund ‐ E2 ​0
​Settlement credits ​41
​Unpaid credits 1,462
​Local authority B2B 6,528
​Payment of refunds 7,579
​Lottery / gaming payouts 14,961​
​​Other government payments ​​63,073
​Business to consumer payments 36,210
Unspecified / unclassified credits ​233,005
​TOTAL ​362,859
​Cold Weather payments 1,568
​DWP Christmas Bonus​ 8,363
Winters Fuels ​6
​​​Incapacity Benefits 64
​HMRC SA and VAT refunds ​2,788
​​​Student Loan advances ​7,195
​​​Industrial Injuries Benefit ​7,994
​​Other state benefits ​17,179
​Jobseekers Allowance / Income Support 10,331
​HMRC Working Tax Credits 11,893
​​Disability Living Allowance ​17,338
​​Attendance Allowance 18,348
​HMRC General Tax Credits ​21,633
​Housing Benefit 30,946
​​​Personal Independence Payments ​34,272
​Carers Allowance ​31,049
​​Universal Credit 53,694
​Employment and Support Allowance 42,569
​HMRC Child Tax Credits 39,865
​​Pension Credits 66,535
​Child Benefits 152,323
​State Pension 279,729
​TOTAL ​855,680
​Loan advances 745
​Debt repayments​ 3,148
​​Interest payments 2,121
​​Insurance settlements 4,319
​Dividends 13,568
​National Savings interest 30,666
Annuities / personal pensions 36,459
TOTAL ​91,025
Contra 8,252
​TOTAL ​8,252